What are mini stocks? Introducing the merits and demerits and recommended securities companies! | Wealth Bridge

*As of November 2021

LINE Securities' Ichikabu is a fractional unit stock with a large number of stocks handled in real-time execution. SBI SECURITIES, a major player in the industry, has a fixed execution timing and cannot be traded in real time, so it can be said to be the strength of LINE SECURITIES "Ichikabu". Round-trip intraday transaction costs are among the lowest in the industry at 0.4% to 1.0%.

Since we provide AI chat support using LINE official accounts, you can contact us immediately if you have any problems. For those who are accustomed to using the LINE app in their daily lives, it is a great point to be able to invest in the app.

LINE Securities has surpassed 1 million accounts by the end of October 2021, the fastest in the online brokerage industry, about two years and two months after the service started in August 2019, and it can be said that it is an online securities company with momentum. . (Comparison results with major online securities surveyed by LINE Securities: SBI Securities, Rakuten Securities, Matsui Securities, au Kabucom Securities, Monex Securities)

1. What are the reviews and reputations of LINE Securities? Thorough explanation of advantages and disadvantages

*As of November 2021

With PayPay securities, you can purchase from 1000 yen, not by the number of shares such as 1 share unit. For investment beginners, we provide a service that allows you to learn the basic knowledge of investment through comics, and investors can easily understand the knowledge useful for stock investment such as specific accounts, tax returns, and taxes.

In addition, stocks that can be traded are carefully selected, and in Japanese stocks, you can purchase stocks of familiar and stable companies such as Toyota, Softbank, Seven & i Holdings, Mercari, Nintendo.

You can invest not only in Japanese stocks but also in US stocks, and there are many world-famous companies such as Amazon, Meta, Starbucks, Alphabet, and Visa.

A special account is a system in which a securities company calculates the profit and loss on behalf of the investor and issues a "special account annual transaction report" regarding the taxation of gains on listed stocks, etc. to which separate self-assessment taxation is applied. is. At the option of the investor, it is also possible for the securities company to pay the tax and for the investor not to file a tax return.

*As of November 2021

The feature of "S shares" provided by SBI Neomobile Securities is that you can invest using T points. Also, if the total contract amount for a month is 500,000 yen or less, you can trade as many times as you like for 220 yen (tax included) per month.

Since SBI Neomobile Securities is a company of the same SBI Group as SBI Securities, which is a major industry leader, there are common points such as the ability to use T points and the mini stock service "S stock". However, there is a difference between SBI Neomobile Securities and SBI Securities regarding fees. SBI Neomobile Securities has a monthly fee that varies from a minimum of 220 yen, but SBI Securities has no monthly fee and charges a fee for each transaction.

*As of November 2021

SBI SECURITIES, like SBI Neomobile SECURITIES of the same SBI Group, offers shares less than one unit called "S shares". The SBI Group is a well-known major securities company with more than 7.2 million securities accounts opened throughout the group.

From the perspective of cheap fees that lead the industry and a wide variety of products and brands, it can be said that there is no loss in having an account.

In addition, we have a wide range of products and services other than S shares, and in terms of IPO handling performance, about 93.0% of all newly listed companies for the full year of March 2021. SBI SECURITIES offers an investment trust regular purchase service that uses the "Sumitomo Mitsui Card" to purchase investment trusts, and it is also recommended that V points are granted from 0.5% up to 50,000 yen once a month.

Furthermore, if you link your SBI SECURITIES account with your SBI Sumishin Net Bank account, you will be able to use SBI hybrid deposits, which offer attractive high interest rates. Interest accrues monthly and is calculated on the third Saturday of each month and credited to the SBI Hybrid Deposit balance the following day. SBI Hybrid Deposit has an automatic sweep service (automatic transfer function), so there is no need for troublesome operations, and the SBI Hybrid Deposit balance can be automatically transferred to investment funds such as SBI SECURITIES stocks and investment trusts without fees. will give you

1. What is the reputation and word of mouth of SBI SECURITIES? Thorough explanation of advantages, disadvantages and recommended points!

*As of November 2021

The feature of au Kabucom Securities is "premium reserve (petit stock)". Premium reserve (petit stock) is a service that allows you to accumulate fractional shares. You can set the monthly reserve amount in units of 500 yen to 1 yen, and the purchase fee is free. It is possible to set up reserves from a tablet or smartphone, as well as operate on a PC, so you can easily invest from a small amount.

In addition, you can freely set the specified date for saving, and there is no deposit fee with automatic withdrawal from a bank account registered in advance.

*As of November 2021

There is no purchase fee for Monex, Inc.'s "One Share". NISA and Junior NISA are also supported, and stock lending services are also available. If you use the unique ranking based on Monex, Inc.'s trading data, "One Stock Trading Ranking", you will have no trouble choosing stocks.

The execution timing is only once around 15:40, which is less timing than SBI SECURITIES, but the point that the fee is low is attractive. The commission at the time of sale is 0.55% (tax included) of the contract price, but the minimum commission is 52 yen (tax included) for Monex Securities and 55 yen (tax included) for SBI Securities, which is slightly lower for Monex Securities. .

Monex, Inc. offers an SNS-type investment app called "ferci". ferci is a smartphone app that combines an investment SNS provided by Monex, Inc. with an investment function that allows you to invest from 1 stock. You can connect with other investors on investment SNS, so you can talk about investments, such as stocks you care about, news, analysis methods, etc. In addition, you can invest without stress with easy operability that allows you to invest simply by entering the number of shares on your smartphone and an intuitive design.

1. What are the reputation and reviews of Monex, Inc.? Introducing advantages and disadvantages!

*As of November 2021

Okasan Online Securities, which has won first place in the 2021 Oricon Customer Satisfaction Survey Internet Securities Analysis Tool Division, and has a reputation for its functionality and ease of use, allows you to invest in shares less than one unit.

Okasan Online Securities charges slightly higher fees than major companies such as SBI Securities. In addition to shares of less than one unit, we also handle shares of less than one unit, investment trusts, futures/options, FX, etc., so it is recommended to use them together with shares of less than one unit.

*As of November 2021

The shares less than one unit provided by Nomura Securities are called "mame stocks". Nomura Securities' main customers are the wealthy class, but Mame Kabu is targeted at novice investors. Online services provide a wealth of information useful for investment, such as real-time market information and analyst reports. In addition, those who have an account can receive the service for free.

Nomura Securities is characterized by a higher commission compared to other securities companies.

*As of November 2021

CONNECT is an app securities developed by Daiwa Securities Group. Everything from opening an account to trading can be completed with the app. "Hina stock" that can be operated with CONNECT can be executed immediately, and the commission is spread 0.5%.

In addition to the fractional stock investment “Hina Kabu”, we also handle IPOs, margin trading, savings investment trusts, etc. Compared to SBI Securities and others, the number of stocks handled is not so large, but there is a sense of security because it is operated by a major securities company called Daiwa Securities Group.

A transaction that borrows money and stocks necessary for trading from a securities company by depositing cash, stocks, or investment trusts as collateral.

*As of November 2021

Nikko Froggy is a service that allows you to purchase stocks from articles on the website. Unlike other securities companies, including SBI Securities, it is a major feature that you can buy stocks of companies related to the article while reading the article. If you have an SMBC Nikko Securities account, you can easily invest from 100 yen, and depending on the course you choose, you can also use DOCOMO d points for investment.

You can make investment decisions after reading articles about companies, products and services, so even beginners can use it with confidence.

It is recommended to purchase mini stocks and shares of less than one unit with a NISA account

Can I purchase mini stocks and shares of less than one unit with a NISA account?

It is possible to purchase with a NISA account. NISA does not carry over the tax-exempt quota to the next year, so using up the NISA tax-exempt quota as much as possible is the key to maximizing the use of the NISA account.

You can also buy mini stocks and fractional shares using NISA. NISA is a small investment tax-exempt system, and you can use a tax-exempt investment quota of 1.2 million yen every year for up to 5 years. There is no amendment to shorten or reduce the amount). Normally, dividends and gains on the sale of investments are taxed at 20.315%, but dividends and gains on the sale of NISA are tax exempt.

NISA has the characteristic that even if the prescribed tax exemption limit is left over, it cannot be carried over to the next year, so if possible, I would like to use up the limit as much as possible. For example, if there is a relatively small amount of surplus of several hundred to several thousand yen, there is a method of filling the frame with mini stocks or shares less than one unit. Since shares less than one unit can be purchased in units of one share, it is possible to use NISA's tax-exempt investment quota until the last minute. While benefiting from tax exemption, you can manage your assets efficiently.

However, whether NISA is applicable or not depends on the securities company, so let's check whether it can be applied to NISA. (Applies to SBI Securities, Monex Securities, etc.)

10 recommended mini stocks and shares less than one unit

Which stocks should I buy as mini stocks and shares less than one unit?

As introduced below, you can purchase stocks that everyone has heard of as mini stocks or shares less than one unit. Of course, the number of stocks is limited, but one of the advantages is that you can buy stocks of major companies that you would give up because you don't have enough funds for a minimum of 100 shares.

Nitori Holdings has increased its dividend for 18 consecutive years, and those who invest for dividends can expect many fruits in the future. In addition, in November 2020, the management integration with Shimachu was announced, and further business expansion is expected.

We have achieved increases in sales and profits for the past 15 years, and we expect to continue to perform strongly based on strong demand in fields such as EC payments and cashless payments. Although the dividend has not increased in a row, it continues to pay stable dividends, making it a suitable stock for income-oriented investment.

This is a stock that has increased its dividend for the 19th consecutive year. Against the backdrop of increasing inquiries from overseas and the effects of cost reductions, business performance is expected to expand in the future. We boast the top market share in Japan for gas appliances, and we are aggressively expanding not only in Japan, but also overseas, such as in Asia and the United States, including water heaters.

We have achieved the longest consecutive dividend increase in Japan for 31 years. It is a recommended stock for investors aiming for future income. It is a stock that can be expected to expand its business performance as it recovers from the corona disaster.

Although the financial results for the fiscal year ending March 31, 2021 saw a decline in revenue and profit due to the impact of COVID-19, recovery and expansion of business performance are expected for this and next fiscal years. . In addition, we are planning to introduce new models such as electric vehicles by 2025, so we have good news for the future.

We have continued to pay dividends for the past 15 years and are recommended stocks for investors who want to enjoy stable income. In addition to the railway business, we are developing a wide range of businesses such as Tobu Department Store, Tobu Store, real estate business, and Tokyo Sky Tree.

With the strong demand for cable connectors for substations and 5G-related products, earnings are expected to expand. In the fiscal year ending March 31, 2021, sales and profits decreased due to the impact of the corona crisis, but the company plan for this fiscal year expects increases in both sales and profits. Cable connectors for substations are highly competitive and boast a high market share.

It is a stock that has a high equity ratio, is financially sound, and is suitable for long-term holding. In the fiscal year ended December 2020, sales and profits decreased due to the impact of the corona disaster, but this fiscal year, we expect to increase sales and profits by leveraging our EDMs, which have a large share of the global market.

Mini stock (shares less than one unit) system is recommended for investment beginners

Is it okay to buy mini stocks and shares less than one unit even if you have little investment experience?

The fee is relatively expensive, but even if you do not have a large amount of funds, you can invest from a small amount, so it is a recommended investment method for beginners and those with little investment experience.

Although there is a disadvantage that the commission for buying / selling is relatively expensive, there is an advantage that you can easily invest from a small amount.

This is a recommended investment method for those who are new to investing and want to increase the number of shares little by little. It is also a good idea to buy shares little by little at first and aim for 100 shares, which will be a unit share in the future, to obtain shareholder benefits.

Q&A about mini stocks and shares less than one unit

Summary

Mini stocks and shares less than one unit should be purchased from 1 share You can easily start investing with a small amount. If you are afraid to buy 100 shares at once from the beginning, or if you want to diversify your purchase timing and hedge your risk, you should try it. In addition, while investing a small amount, it is also important to try to increase income and save money in addition to investment, and to work hard to make the principal of investment.

There are many securities companies that handle it, and each one has a different fee and service content. Let's choose the securities company that suits you carefully and make an investment that will not fail.

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